English version

risk in Insurance topic

From Longman Dictionary of Contemporary Englishriskrisk1 /rɪsk/ ●●● S2 W1 noun  1 [countable, uncountable]RISK the possibility that something bad, unpleasant, or dangerous may happen syn danger, → chancerisk of Skiers always face the risk of serious injury.risk (that) There is a risk that the disease may spread further.risk to There is no risk to public health.2 [countable]RISK an action that might have bad resultsgamble It was a risk, sending a letter to my house.take a risk (=do something that might have bad results) Isn’t he taking a bit of a risk in coming here?take the risk of doing something I couldn’t take the risk of leaving him alone even for a short time.calculated risk (=a risk you take because you think a good result is quite likely)3 [countable]DANGEROUS something or someone that is likely to cause harm or dangerrisk to Polluted water supplies are a risk to public health. Meat from the infected animals is regarded as a serious health risk (=something likely to harm people’s health). The tyre dump is a major fire risk (=something that could cause a dangerous fire). She’s becoming a security risk (=someone who may tell important secrets to an enemy).4 at risk5 run a risk6 at the risk of doing something7 at your own risk8 [countable]BFI a person or business judged according to the danger involved in giving them insurance or lending them moneygood/bad/poor risk Drivers under 21 are regarded as poor risks by insurance companies.COLLOCATIONSadjectiveshighProfessional sport involves a relatively high risk of injury.lowThe risks of failure are quite low.considerable (=fairly large)Starting up your own business involves considerable risks.a big/great/huge riskThere is a great risk that the wound will become infected.an increased/reduced riskThose who smoke have an increased risk of heart disease.a real riskThere is a real risk that there could be another war.a serious/grave risk (=real and big)The most serious risk of flooding this evening is on the River Wye.a potential riskThe potential risks associated with this operation should not be ignored.a financial riskThere is relatively little financial risk for the company.a political riskThe political risks for the president are minimal.attendant risks formal (=risks involved in something)Those who deal with firearms are generally aware of the attendant risks.verbscarry a risk (=might be dangerous)Most medical operations carry some risk.pose a risk (=might be dangerous)Climate change poses serious risks to the environment.involve/entail riskInvestments that provide a high return generally entail more risk.reduce/minimize a riskThis diet could reduce your risk of certain cancers.increase a riskSmoking increases the risk of heart disease.eliminate risk (=remove risk completely)You can’t eliminate risk in your life completely.avoid a riskThey are anxious to avoid any risk of criticism.face a riskThe dominant male faces the risk that adult males from the group will attack him.risk + NOUNa risk factor (=something that increases a risk)High cholesterol is one of the risk factors associated with heart disease.risk assessment (=a calculation of how much risk is involved in something)Engineering risk assessment is based on objective scientific criteria.phrasesthere is a riskThere is always a risk that mistakes will be made.an element/degree of risk (=some risk, but not much)There is always an element of risk in flying.be worth the riskDon’t walk home alone at night – it’s not worth the risk.the risks involved/the risks associated with somethingThe soldiers were well aware of the risks involved.The public are unwilling to accept the risks associated with nuclear energy.the benefits outweigh the risks (=they are more important than the possible risks)The benefits to patients who are taking the drug far outweigh the risks.
Examples from the Corpus
riskA high-technology firm, for example, faces a great deal more business risk than does an electric utility.The whole point is adventure and calculated risk taking.Many of these beaches are not clean, and they carry a high risk of viral infection for swimmers.There is a high risk of injury in contact sports such as rugby.For high risk junctions increasing exemplar risk is associated with an increase in the amount of information described.The increased risk for acute lymphoid leukemia alone was 43 %, the researchers said.Among middle-class women, early marriage played a similar role in increasing risk of depression.Drivers often break the speed limit, and there's little risk of getting caught.How much risk is there with this kind of operation?The disease affects cats but there is no risk to humans.There are a lot of risks involved when you start your own business.Mantel-Haenszel weights were used for summary risk ratio estimates.It is possible to get malaria in this area, but the risk is pretty low.We can't ignore the risk that fighting could spread throughout the region.What exactly is the risk of an ordinary aircraft crashing?People continue to smoke, despite knowing the risks of heart disease or cancer.Wearing a seatbelt can reduce the risk of serious injury.Clean the wound thoroughly to reduce the risk of infection.Similarly, they share the risks and the profits or losses which may accrue to them.A lot of children start smoking without realizing what the risks are.Trading Bonds for a pitcher is an unacceptable risk because pitchers break down so frequently.Nothing worthwhile is accomplished without risk or danger.risk toI'm worried that my age may be a risk to my unborn child.take the risk of doing somethingBut you daren't take the risk of trying it on in case I was calling your bluff and would refuse you.Few are willing to take the risk of pursuing major new opportunities that are not covered by their stated objectives.He believes every nation takes the risk of violence.Now he saw his chance and desperation forced him to take the risk of climbing down on to the line in the darkness.Rather than pay the bribes and suffer the losses resulting from delays, people took the risk of fines for disobeying the law.She blinked twice, taking the risk of missing the right few seconds while her eyes were shut.Thus the legal aid scheme permits those eligible to take the risk of litigation at the possible expense of the Fund.Unfortunately, it appears certain that the Federal Reserve will not take the risk of seeking higher growth.security riskDecorative projecting bricks, alcoves, wrought iron gates, and so on, are a security risk.Bobby Kennedy declared Sinatra's home a security risk, and the President had to cancel his stay at the Sinatra mansion.It is hard for me to imagine how you could say they present a security risk.The investigations are intended to prevent spies, criminals, security risks and other undesirables from entering government.On paper, Jack Edward Dunlap was the ideal security risk.Windows 95 users will want to explore some built-in security risks in that software.The Northern authorities confirmed tonight they wouldn't be switching the tie despite the obvious security risk.Apparently they regarded Churchill as a poor security risk.good/bad/poor riskThe College did a survey and decided it was not a good risk.Perhaps; but on the other hand, if insurers are forced to accept bad risks, somebody has to pay.In this, insurers have to pool good and bad risks and charge a standard premium to all subscribers.Perhaps over-confidence has meant the taking of poor risks or a laziness over home-work.Partners can pool their money capital and are usually somewhat better risks in the eyes of bankers.A second effect is that the worst risks will continue to lose coverage, but this time on price.This is why the worst risk of swinging and ground looping is always in calm or light wind conditions.